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If a person has a savings account in his or her sole name, the bank must be contacted to transfer that account into an account in the name of the trust, and so on. Every asset is checked and double checked and different strategies are used for different assets. The process is time intensive for the attorney and support staff and therefor costs more in legal fees than a will. By the way, never pay for a living trust that does not include the funding of the trust.

If you, as a client, are required to complete all of the forms and actions necessary to transfer assets. What about the contents of a living trust? As with a will, there is nothing you cannot address in a trust. The trust will discuss what happens when the Grantor dies, just like a will. For example, if you want your assets to go to your children but not when they turn 21, you can use language that will hold the assets in trusts for the children until they are older and hopefully wiser in their use of the assets.

These matters can be addressed both in a will or a trust. However, the living trust offers one important protection not available in a will. If a living trust is created by a married couple, for example, both husband and wife are the trustees of the trust. If one of them becomes incapacitated, the other can serve as sole trustee and use the assets of the trust to protect the other. There is so much more to say about living trusts. For more information, go to my website at LegalStriegel.

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The out-of-pocket cost can be much higher than what you'd face with the dollaramount deductibles commonly used for fire damage and theft. Hurricane deductible 'triggers' A hurricane insurance deductible won't apply unless a certain threshold has been crossed and will vary from Insurance Company to Insurance Company. It may be activated when the National Weather Service issues a hurricane watch or warning or declares that a hurricane has reached a.

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Honeybees are probably the most well-known pollinators. But they don't go it alone; bats, birds, ants, beetles, flies, butterflies, moths, wasps, and even small mammals are all pollinators. Today scientists are waving a red flag, concerned about the serious threats to pollinators and their habitats.

As native vegetation is replaced by roadways, manicured lawns, crops and non-native gardens, pollinators lose the food and nesting sites that are necessary for their survival.

Many pollinators are migratory — and increased development means they have to travel further and further to reach their destination,. Plant in clumps 3 or more of each plant rather than a single plant to better attract pollinators. Go with a variety of flower colors and shapes to attract different pollinators. Flowers with bright colors, especially blue, yellow, red, and violet are attractive to pollinators, and during the night, flowers' fragrances are alluring.

Whenever possible, choose native plants. Use these products only when necessary, use the minimum amount required to be effective. Ready to throw a pollinator party? Here are a few pollinatorattracting flowers that do well in our area:. Another concern is the overuse and improper application of pesticides, which kills both plants and pollinators.

Pesticides are used in nearly every home, business, farm, school, hospital and park in the United States and are found almost everywhere in our environment.

We can take steps in our own yards, gardens, and neighborhoods, to create pollinator-friendly habitats, which can help to enable and sustain healthy populations of these critters that are crucial to our own survival. A pollinator garden can be grown just about anywhere - from pots and flower boxes, to flowerbeds and meadows. Pollinators are attracted to flowers by their color and scent, not by where they are planted. Choose plants that flower at different times of the year to provide.

But regardless of the origin of the plants, whenever possible choose the "old-fashioned" varieties. Many varieties have been bred to look and smell more attractive to us, but in the process they have been stripped of accessible nectar and pollen.

Pollinators need water for survival and providing a source of water for them in your yard means they don't have to travel as far to get a drink. This reduces their stress and increases the time available for pollination. A bird bath or dish of water set in a shady area is all that's needed. Give insects a place to land — place corks that will float on the surface or rocks that provide a surface just above water level.

Cleaning and refilling the water bowl on a regular basis will help keep it from becoming a mosquito breeding ground. Keep a few areas of your yard "wild" - such as along a hedge row or other edge habitat that isn't heavily used. This allows pollinators to make their homes without being disturbed.

Overzealous pesticide use, espe-. In , Ray and his wife Stacy, began Greenstreet Growers, a wholesale growing operation on their acre Lothian farm. In , they opened Greenstreet Gardens, a retail nursery and gift store. He calls the plan fiscally responsible and is aimed at providing more support to students and staff, increasing efficiency, and enhancing collaboration between departments and offices across the school system.

Arlotto, who assumes his new position on July 1, said he worked closely with Interim Superintendent Mamie J. Perkins on the new structure. Arlotto said he hopes to fill the Director of Special Education position in the near future and have that person in place well before the new school year starts.

The Superintendent of Schools has the ability each year to provide the Board of Education with information regarding structural changes to the organization. Perkins said she had formulated many thoughts regarding possible changes but delegated the final decisions to Dr.

These new positions will be effective at the beginning of the next school year. This new plan, discussed when the County Executive added 30 new police officer positions as part of her Fiscal Year budget, will go into effect in August of I remain committed to making our schools a true sanctuary for our children to grow and learn, and adding these additional officers is part of my long-term vision for school safety.

These officers respond to calls for service, proactively patrol school grounds, investigate crimes, and maintain partnerships with parents, faculty and community members. Officers get to know the students, their families, the circumstances of their lives and the challenges they face. Their impact is immeasurable as they often pre-empt potential problems before they arise. They also provide training to Anne Arundel County Public Schools personnel on matters of mutual concern.

These additional positions only help increase the visibility of law enforcement in and around school campuses. Projections from the U. Department of Labor Bureau of Labor Statistics indicate that the job outlook for medical and clinical lab technologists and technicians is expected to increase at 22 percent between and to meet the need for an estimated 70, new jobs.

MLTs perform tests that include complete blood counts, urinalysis, cross matching blood for transfusion, identify-.

Each fall, a new cohort of MLT students begins the program and moves through their coursework together. A major aspect of the program is hands-on training through clinical rotations in a hospital clinical laboratory at Calvert Regional Medical Center, MedStar St. She earned an associate degree in criminal justice from CSM in and transferred to Webber International University, Florida, where she continued her academic pursuits as a student-athlete. She has a quiet demeanor overall, but is a fierce competitor and her coaching skills are impressive.

July 3 Fireworks Over the Bay: Come to Chesapeake Beach to celebrate Independence day! Then stick around for the waterside fireworks. Rain date, July 5. July 4 Shady Side July 4th Parade: The parade is a free community event. Floats, celebrities and politicians, marchers, clowns, bicyclists, and decorated vehicles will participate in the parade, which begins at American Flag Retiring Ceremony: Friday, July 4, Learn all about the Unites States flag and to learn the proper way to burn an old or damaged flag by participating in a Flag Retiring Ceremony.

If you have an old flag you would like to retire, please bring it with you. The ceremony will end at noon, but if you bring a picnic lunch you are welcome to stay and eat with us under Side Community Center on Snug the pavilion! Family Event, all Harbor Rd.

Each float or vehicle will ages, adults required to stay with be assigned a number and a position children. Trophies and watching the boat parade and enjoying ribbons will be awarded! If you would like more information, please contact Here are the traffic plans released by Calvert Sharon Sudduth, Parade Chairperson, County for the fireworks in the beaches and at at Come aboard the Wm.

Sorry no children under 7. Advance registration required by Thurs. For more information or to purchase cruise tickets, please contact Melissa McCormick at , ext. At dusk, reworks will be shot from a barge in the Patuxent River for viewing all along the Riverwalk. Celebrate our nation's birth, and show your colors all day long!

Solomons Island for Independence Day celebrations. Traffic Plan for Twin Beaches on Thurs. The centerline of Route will be blocked with delineation devices that will prohibit vehicles from making U-turns.

Traffic on the west side of Route must make a right turn and exit on 27th Street to G Street to Route Traffic south of Route along Route on the east side of Route must make a right turn and must turn left onto Route Traffic Plan for Solomons Fireworks on Fri. There will be a sign on the north end of Glascock Field indicating the exit on that end of the field will be for St.

Mary's County traffic only. The road in front of the Solomons Island Visitor. Center will be shut down completely from the St. Mary's exit from Glascock Field to Rt. The exit from Glascock Field to Rt.

This traffic will exit onto Rt. There will be lane delineation devices separating the northbound and southbound lanes of Rt. Motorists needing to travel south can proceed to the light at Patuxent Point Parkway to make the left onto southbound Rt. The access for southbound traffic to exit to go under the Thomas Johnson Bridge will be blocked with delineating devices.

The exit for northbound traffic to gain access onto Rt. The median crossovers in front of Patuxent Plaza and the Navy Rec Center will be blocked off with delineating devices. All traffic exiting Dowell Road will be denied access to Rt. Dowell Road traffic will be made to turn right onto Rt. Motorists needing to travel south will continue to the light at Rt.

Anne Arundel County Administrative Hearing Officer Douglas Hollman has denied the Festival's application seeking a special exception and two variances one week after a hearing on the issue. The Renaissance Festival is allowed to operate in the RA residential-agricultural zone but must gain approval through a special exception to move forward. Hollman denied both variances, and the special exception. President and General manager Jules Smith tells the Chesapeake Current that he has filed notice of his intention to appeal.

He has 30 days following the decision to file an appeal. Two of the specific standards refer to roadways and access. Requirements state that the Renaissance Festival must have direct access to an arterial road, which the proposed property does not. And also, it must not be located on a scenic or historic road. The proposed tract of land is along Upper Pindell Road, which has been. The y seem to be most concerned about access to Rt.

It just comes down to people not wanting something. Owner, Executive Editor and Publisher: Diane Burr editor ChesapeakeCurrent. Our sister publication, Chesapeake Bay Tripper, is an authorized insert in this issue. If you find any others, please notify us immediately and we will prosecute to the fullest extent of the law. No content or images may be used for any reason without express written permission.

Thanks to the very generous sponsorship and donations received, the Southern Maryland Chapter was able to provide and promote a safe and enjoyable fitness event for the community, and encourage a commitment to regular exercise and stewardship of the recreational spaces in Southern Maryland. The Southern Maryland Chapter proudly recognizes the following sponsors for their outstanding contributions: The Southern Maryland Chapter has participated in local and National Community Service events with a focus on improving the quality of life, particularly for women and children.

Recent projects include donating back packs and school supplies to elementary schools in Calvert, Charles and St. To learn more visit somdjj. Feral, barn cats and community cats will be. Give us a call at to make an appointment! Don't need to have an animal fixed but know someone that does? Northern Teachers Speak Out Dear Chesapeake Current readers, This year, during the Calvert County budget process, a large number of teachers in the county, including many from Northern High School, spoke at meetings of the county commissioners expressing the hardships the five-year near freeze in teacher pay has had on educators in Calvert County.

Now, the elected county board of education has chosen to redirect that money to other purposes and to deny teachers the intended pay increase. We, the teachers of Northern High School, can no longer sit by as the county again violates our negotiated employment contract, freezing our pay for another year. The teacher contract includes a pay scale.

A teacher in his or her first year is paid an agreed upon amount. A teacher in the fifth year of the contract is paid more, a teacher in the 10th year is paid more, etc. In the last five years, teachers have been given only one step increase. So, for five years, the county has been in violation of our agreed upon employment contract.

At the same time, we have seen large increases in our required contributions to the Maryland State Retirement and Pension System still one of the worst teacher retirements in the nation, we lose many teachers who move to nearby states whose retirement plans are much more lucrative , increases in medical costs teacher contributions are increasing another 13 percent and steady cost of living increases with which we are not keeping up.

The net effect of this freeze has been a steady and substantial decrease in compensation for teachers working in Calvert County.

Everyone in the county is aware that Maryland schools are rated as the best in the nation, and that Calvert County schools are consistently rated as the best in the state. We question whether that success can continue under the current circumstances.

Over the last few years, we have seen a large number of Northern teachers retire before they might otherwise have chosen to, leave Northern for teaching jobs elsewhere and, most sadly, leave teaching altogether for more lucrative careers in the private sector. Again this year, we are losing very good teachers who cannot justify staying at Northern while seeing the compensation they depend upon to take care of their families diminish.

This is no doubt an element in Northern falling out of the U. News and World Report rankings as one of the best high schools in America for the first time in years. One very committed young Northern teacher about to start his sixth year in the county, but who has received only one pay step since signing his initial contract, reports that rent for his one-bedroom apartment in the county consumes well over 40 percent of his take-home pay.

Were he married with children, how could he possibly remain in his job? The fact is that new education mandates from the federal and state governments are the things straining local school board budgets. No Child Left Behind, Race to the Top, Common Core, and the new Partnership for Assessment of Readiness for College and Careers, all programs now required by law, are and will continue to cost Calvert County tens of millions of dollars as new staffing, technology, classroom materials and multimillion-dollar software packages are required to comply with their requirements.

It is unfair to place the cost of these federal and state mandates on the backs of teachers. Teachers should not see their pay frozen year after year to pay for the new demands placed on schools by the state and federal departments of education. Teachers in Maryland are prohibited by law from striking. The only option left to county teachers is to protest by doing less. Calvert County teachers voluntarily work long hours beyond the contractual school day, planning and grading at home, working for free at events like Back to School Night, freshman orientation, graduation, overnight field trips, etc.

No one wants to do this, but what are our options? The Calvert County Board of Education needs to apply the money allocated to the budget by the county commissioners for teacher pay to that purpose. Further, the commissioners and school board need to plan budgets so teacher pay steps can be restored in future years. Calvert County teachers can no longer afford to see their families suffer to pay for. The writers are Northern High School teachers. Seth Cranford, Paul E.

Crickenberger, Jamie Culp, Linda M. Curry, Kathryn Dangin, Lisa M. Calvert County does pay to use the Tri county Animal Shelter. Tri County Animal Shelter is not large enough to accommodate all three counties, and quite honestly, is poorly managed as well. It is my understanding that the biggest issue with Calvert County having its own shelter is the cost. This is understandable, as the upfront cost would be great.

That being said, we are currently paying Tri County to house our animals annually as it is. In addition to that, if run properly, animal control facilities can actually make money for the county. Calgary, in Canada, is a huge city.

Currently, there are over , animals licensed in Calgary. Dog bites are at an all time low and public safety when it comes to animals is at an all time high. More importantly to those running the Calvert County Government, the Calgary Animal Control actually makes money for the city. Wouldn't it be nice to have an efficiently run animal shelter right here in Calvert County that would actually make the county money, instead of paying Tri County to mismanage Calvert County animals?

It's an election year. This is the time to start taking about this. Hopefully, this is not falling on deaf ears and our local candidates are listening. Thank you, Kirstyn Northrop Cobb Owings. Come and experience the joy of sailing on the Chesapeake Bay. There is no charge for this event. Our experienced skippers will be taking groups of up to five people at a time out on the Bay in our Freedom 20 sailboats.

The Freedom 20 is a very stable and safe sailboat, specially designed to accommodate disabled sailors and crew. We are equipped to easily accommodate guests in wheelchairs. Our volunteers are skilled at. We will be welcoming guests and sailing from our dock at Sandy Point Marina from 9: Please bring sunscreen, a hat, and drinking water.

We sail even if it's raining lightly. Weather on the Bay can change quickly, so please check our website for last minute updates or cancellations. He loved music and was especially fond of writing song lyrics.

He also performed "glove light shows. He will be deeply missed by all his family but they know they will see their Joey in Heaven.

Services were held on Wed. He was born Nov. Sam was a life member of Stallings —. He was a Ford truck enthusiast and loved to fish. He was preceded in death by his parents, a sister Lois Beaton and his wife Linda L. Box , Chesapeake Beach, MD Interment will be at Maryland Veterans Cemetery, Cheltenham.

Rausch Funeral Home in Owings handled arrangements. Don Campbell, 79 Donald E. He was the trainer for Ardent Arab, which won the West Virginia Breeder Classic Horse Race and a horse named Delaware River, who grew into a multiple stake horse under the careful and loving management of the Campbell team.

He also enjoyed fishing and hunting. Also survived by eight grandchildren and six great-grandchildren. In addition to his parents he was preceded in death by his wife, Pamela. Kalas Funeral Home in Edgewater handled arrangements. Margaret Crawford, 82 Margaret E. Crawford was born Jan. She was the beloved wife of Milton W. Payne of Coventry, RI. Hardesty Funeral Home in Galesville handled arrangements.

She was born on May 9, in Washington, DC, and recently had a large celebration with family and friends for her th birthday. She stayed at home raising her family while her husband served overseas in WW II. She was an excellent chef, seamstress, and an avid reader of thousands of books, which she read up until the last months of her life. She converted to Catholicism in her young adulthood and was a devout Catholic for the rest of her life. She provided meals and support to young priests and seminary students, and maintained those close relationships until her death.

She was proud that her memory never weakened, and that she was able to fully enjoy her entire life with her large family and numerous friends and neighbors. She was a member of St. She is survived by her four loving children: She is also survived by her loving grandchildren: She is also survived by 34 greatgrandchildren and 2 great-great grandchildren, numerous nieces, nephews, greatnieces and great-nephews and their families, as well as by many loving friends from around the world and the caring relatives and neighbors in Long Beach that looked in on her regularly so that she could live independently until her death.

Her presence in the lives of those who knew and loved her will be greatly missed. She was preceded in death by her husband, Dr. Services celebrating her life and eternal peace in Heaven were held at Lee Funeral Home in Owings, and a funeral mass was held at St. Interment followed at Cedar Hill Cemetery, Suitland. Lee Funeral Home in Owings handled arrangements. Raymond Johnson, 83 Raymond F.

He retired as a Lieutenant Commander in the U. Navy, was a naval aviator and served in Viet Nam. After retiring from the Navy in he worked as a civilian contractor as a logistics engineer and retired from that position in He loved his family and they were always foremost in his life. Johnson was active in his church, singing in the choir, served as a Sunday School superintendent and taught Bible study classes. In his younger days he enjoyed playing golf and coached his children's baseball teams.

He was quite the handyman, enjoyed working with electronics and eating those Maryland steamed crabs. Lee Funeral Home in Owings is handling arrangements. Services are to be announced.

She was born Sept. Alice started her government career as a secretary at the Washington Navy Yard and retired from the National Aeronautics and Space Administration in She loved to crochet, travel, eat crabs, go boating, play bingo, and work crossword and jigsaw puzzles. She was ready to go anywhere, as long as it was with her children.

Being with her family her children, grand and great-grandchildren was the most important thing in her life. Her siblings Georgette Mastry of St. She was the great-grandmother of Shannon and David Thorne, Jr. Before his passing in , Alice was married for over 47 years to the late Raymond Joseph. She is also predeceased by her brother, Elias White and son-in-law, Walter Leonard.

A Mass of Christian Burial was celebrated on Tues. Interment will be at Arlington National Cemetery at a later date. Memorial contributions may be made to the charity of your choice or to Jesus the Good Shepherd Catholic Church. Arrangements were handled by Lee Funeral Home Calvert. He was born Oct. Ralph was a farmer all of his life, even though he worked off the family farm during business hours. He worked for the Postal Department from thru , and then went to work for Calvert County Government as a bailiff from thru He was a lifetime member of Trinity United Methodist Church and active in various church activities.

He was an avid baseball fan especially the Baltimore Orioles. He was a devoted family man who will be greatly missed by his children, grandchildren and great grandchildren. He is also survived by 10 grandchildren and 18 great grandchildren. Beside his parents, Ralph is predeceased by his wife of 58 years, Naomi Carroll Hutchins, four brothers and five sisters.

Interment was in Central Cemetery. Leonard, died June 21, in Luray, VA. Foo Lash of Leonardtown, MD. Jacob was born in Florida and raised in Calvert County.

He was employed by Steamfitters Local In addition to his parents, Jacob is survived by his soul mate, Casey Lea St. Leonard; daughter Gabrielle Nicole Lash of St. Leonard; sister, Maegan LashWilley Raymond of Waldorf; niece and nephew, Emilee and Nathan Willey; as well as numerous aunts, uncles, other relatives and many friends.

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